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▼ Found 76 entries
8 Oct 2023
Diary

Celia I

Feel like I have a mountain to climb to rebuild my life from the bottom up. Literally starting again. One step at a time though. Feeling grateful for my lovely daughter and dog and my gorgeous new secure (and cheap!!) home.

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8 Sep 2023
Q&A

Aurora T

Do you think the cost-of-living crisis is over?

For people like us, the cost of living crisis is far from over. Just because inflation rates may have slowed slightly, this does not all of a sudden mean people who rely on in-work or out of work benefits can afford the basic costs of living. Again it is the media who are perpetuating this, and there are perhaps political reasons to do so. Surely if the crisis was over, then families like ours would not be paying a larger proportionate percentage of income for food, housing and energy.

This September has hit the hardest. I have had to make cuts to what I buy in terms of school uniform, eeking out last year’s tattered uniform and making do with items outgrown. The cost of childcare has increased too and that has put an enormous strain on my budget.

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8 Sep 2023
Q&A

Sal B

Do you think the cost-of-living crisis is over?

Not even started to become over – how on earth are people saying that it is? If anything, for me, it's getting harder. I am trying to find a new place to live because my landlord is selling and like half of my town we're struggling. I don't earn or know anyone who earns 35x the rent!

Food is still massively over priced and still not able to buy a decent amount, just barely scraping by. Energy may have gone down but is still going to be extremely hard after the snow starts to come and its causing anxiety and panic, clothes are still so expensive that school uniform is still being brought due to how expensive it is and the fact we don't have enough to get it because we have no help.

Bills are still rising and debts still are outstanding for everyone I know! It's nowhere near over, if anything, it's got a small bit worse because not enough help has been given in the first place, and if the media is saying it's over then there's no way we will be ok. Inflation may be dropping but interest rates are still constantly going up and up, yet benefits are going down or being made harder to acquire when in need. We're all still skipping meals and going without so how is it over? The media should be ashamed and the government need to help not slip it under the rug.

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25 Aug 2023
Diary

Victoria S

Council Houses are such a mixed bag. Like as far as housing options go, council is the safest and cheapest generally, there's better tenancy security and free repairs. But the quality of said housing, the damp I have in my new place, the mould that keeps coming back no matter how often I scrub it off. The electric shower is older than I am and many of my neighbours report complaints with theirs, including one who said hers electrocuted her! Which was when council finally replaced it. My toilet leaks, my shower sometimes randomly doesn't work and the damp (all council say about the damp is that I should wash the mould away with mould killer, like duh, and I can paint it myself if I want to, but I'm physically unable to do so, plus it's their responsibility not mine) is only a matter of time 'til it affects my asthma. But it's still better than the private market, so councils can get away with not giving us safe homes cos what else can we do about it but make the best.

I've got a friend who therorises that councils deliberately want low level support to "undesirable persons" so we can die quicker and they don't have to pay our benefits anymore. Some days I can really see what she means.

I'm also having to do my own research and data collection, which is exhausting and will cost me quite a bit when I go to the library next week to print it off, cos the NHS mental health services don't want to acknowledge my diagnosis (they say that they don't like to give people labels but that's bull, what they don't want is liability) but I can't access the right services for my care needs because they keep saying one thing and doing another. So I'm having to fight for the care needs I need. It's so depressing, makes me feel unworthy of basic care support needs.

On a bright note, a friend gifted me a disabled toilet key and it's so helpful, made a huge difference. It's often the little things that make a big difference.

😟
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6 Aug 2023
Diary

Sal B

So I'm definitely feeling the cost of living and the damage that was done by the Truss short period of time in office. My landlord is selling our home so we're having to find somewhere else to live – he told me Friday evening so not been able to get any help from any government or authority just yet, but I am blessed with a few good friends, who are already on the case and trying to help us, which has made me feel very emotional.

When we moved here, we thought it was for at least the next 10 years but because of the mortgage rises my landlord is selling up. He's a very good landlord and I'm very upset that we have to move, but I understand his situation and why he needs to sell – I just don't know what we're going to do. I don't have money to move, I don't have money for a deposit or anything and what's worrying me the most is everywhere I'm seeing online is £3000 and up per month. How is anyone able to afford this? I know my housing allowance won't. I can't work, I can't save, and I can't seem to find positivity from this. I'm scared we're going to be left homeless, or worse, in a damp mould filled property like last time.

It's scary and I don't know what the future holds for us or if we will have to relocate completely and uproot our entire lives or not. It's very upsetting. How is anyone meant to manage on the price increasing for absolutely everything? Housing isn't great where I am and £3000+ for a month to live in my town is so ridiculously overpriced. The government did this to us –why aren't they doing more to help?

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5 Aug 2023
Diary

Meg K

Well, having both my kids off school, plus 1-yr old eating us out has been a nightmare. Don't get me wrong, love my kids to bits but all I hear is "I'm hungry, can I have a snack?" Any ideas, guys, plz? Anyway, we're still waiting on the house getting sorted – what a nightmare. Been here 5 months and still waiting for plasterers to come since we moved in.

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15 Jul 2023
Q&A

Sadie Q

Do you feel able to plan for the future?

For me

Low income = financial insecurity

Cost of living = food insecurity

Interest rates rising = Home insecurity.

Increase in fuel costs= Further insecurity, cold winters, less travel in my car, less cooked meals .

All this creates serious anxiety for me when I begin to plan for my future.

We have the right to plan for our future, but when you are desperately trying to keep your head above the water on a daily basis its very hard to think ahead.

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14 Jul 2023
Q&A

Bessie J

Do you feel able to plan for the future?

I am unable to plan for the future as my daughter with autism is 17 and she doesn't tick the boxes of the education or employment systems. Her support network pulled out after lockdowns and I'm left to care for her 24/7.

I have letters from DWP for reviews on disability benefits. The anxiety I go through when these letters come, is off the scale. How can I prove her and mine care needs? What if the benefits are reduced or withdrawn?

I'm muddling through paying rent and bills.

Citizens advice are overwhelmed and unable to see me for another 2 weeks to support me with review forms, past the date I need to supply the information.

For the last 5 years we have lived in 3 private rent homes. I have experienced the rug pulled from under us by landlords selling up or housing benefit cuts. Anxiety is now the norm. I'm heavily medicated with anti depressants. Constantly checking my bank acct. I've cut down our Sky package, and only pay rent, council tax and energy bills.

The atmosphere in the house is tense as my daughter is immature for her age and demands what I cannot give her. I'm mentally exhausted, worrying

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14 Jul 2023
Q&A

Charles K

Do you feel able to plan for the future?

Yeah, I struggle as well. Planning for the future, I'm lucky enough I'm in social housing, so I'm not affected by the mortgage rates going up or down, which is kind of a good thing, I guess, for me, although I would rather be a homeowner. But planning for the future I find very difficult. I'm disabled on benefits and just being able to save and stuff with all the bills I'm accumulating and the cost of living is a bit of a struggle right now.

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8 Jul 2023
Diary

Victoria S

One of the often overlooked aspect of poverty, relative to the UK I mean as that's my area of experience, is the home. Council houses are great for not being on the street, and safer by far than private renting, but so hard to get into. I've moved home, the floors cos over £600 quid and that is an absolute steal! And I'm lucky. I took out a loan to pay for them and other furniture items cos my council consider a fridge freezer, washer, sofa, bed and either wardrobe or drawers, essential, the rest of the stuff needed is up to me.

I'm also super lucky that I had a housing support worker from a local charity who could advocate for me and make sure I got the washer which wasn't guaranteed as new home is within walking distance, for a person without mobility issues, of a laundrette. She fought for me and I got granted a washer. She also sorted new bills out for me and saved me the stress that is dealing with energy providers while stressed by moving. She got that sorted and set up for me, as well and updating my benefits and council tax. I've had more support from her in one week than I got for two years with the last supposed support service I had access too. It's a joke.

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7 Jul 2023
Diary

Gracie E

On the back of my last post about my landlord increasing the rent I've contacted Universal Credit who were less than helpful. Until the change actually happens they will not even discuss if they will cover the additional £100 a month. So on the date it changes I will have to pay the extra and hope with all I have that some one picks up the matter quickly to help. Its seems ridiculous to go about things in this way. I have an official document from the landlord explaining the increase and a date of when this comes into play. Surely it would be more person focused for UC to take that evidence and give you a yes or no about if they'll cover it? That way you can make an informed choice about maybe having to look for somewhere else to live or seeking advice from CAB? It just all seems so backwards and geared up to trip you up when your simply trying to survive

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17 Jun 2023
Q&A

Bessie J

What do you think would be an adequate monthly income for you and your household?

A tricky question for me as costs are rising and the Gov keep moving the goalposts back regularly on coat of living.

The cost of housing here is high.

To cover basic bills and rent, food , An adequate monthly basic allowance would be £2000.

What is deemed as a necessity?

Food and bills? Paying for after school activities for the children? Owning a car in a rural area?

A holiday once a year?

A taxi to A& E , 15 miles away when needed at £30-£40 each way?

The very fact corrupt wealthy politicians who do very little work for a large sum of money , make decisons on your worth for any type of happiness, is what upsets me.

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